Industry Solutions
Insurance
VariFlight & Travel Insurance: Empowering Flight Disruption Products through Real-time APIs and Historical Intelligence
The 4 Pillars of the Flight Disruption Insurance Ecosystem
Accurate, Complete, Real-time Flight Status Data APIs
OTA / Travel Platforms
These platforms sell flight tickets to travelers and often offer travel insurance products during the booking process.
Key Examples:
* Trip.com
* Kiwi.com
Insurance Companies
Insurance companies underwrite the insurance products and are responsible for paying compensation when insured events occur.
Key Example:
* Etiqa
Flight Data Provider
Flight data providers supply reliable real-time and historical flight data that can be used to monitor flight operations and verify disruption events.
Key Example:
* VariFlight
InsurTech
InsurTech companies (Claims Processing System) provide automated claims systems that connect flight data, insurance rules, and payment systems to enable efficient or automated compensation.
Automated Flight Disruption Claims: From Purchase to Payout
- Step 1. Purchase: Travelers buy insurance during OTA ticket checkout.
- Step 2. Data: Insurers integrate VariFlight APIs for real-time flight status.
- Step 3. Monitor: System detects disruptions (e.g., MU551 delay > 3h).
- Step 4. Decision: Claims are evaluated via predefined rules (e.g., 3h = $60).
- Step 5. Payout: Automatic compensation is issued—no manual filing needed.
- Step 6. Notify: Travelers receive an instant notification of their payout
How Aviation Data Supports the Insurance Industry
Connect with our aviation data experts to explore tailored insurance solutions and start a free trial of our flight data APIs today.
VariFlight Strengths & Expertise
- Global Flight Coverage：VariFlight’s real-time flight status data covers 97% of commercial aviation, integrating insights from over 1,200 airlines and 10,000+ airports worldwide. We utilize multiple data sources, such as ADS-B, airline systems, airport feeds, and ATC.
- Proven, Trusted, and Secure：With 20+ years of aviation data expertise and membership in the IDSA, VariFlight is trusted by aviation professionals globally for delivering secure, accurate, and consistent information.
- Easy API Integration：Our APIs are designed for straightforward integration, enabling rapid deployment into existing systems and platforms without complex development overhead.
VariFlight's Value in the Process
VariFlight provides three key capabilities within this ecosystem
Real-Time Flight Monitoring
Systems can continuously monitor flight status, including:
* Delays
* Cancellations
* Diversions
* Other operational disruptions
Claims Verification
Insurance companies can verify the authenticity of flight disruptions through API access, including:
* Confirmation that the flight exists
* Verification of delay duration
* Confirmation of cancellation or diversion
This helps reduce fraudulent claims.
Automatic Claim Triggering
Flight data can act as a parametric trigger for insurance payouts.
Example trigger condition:
*Delay ≥ 3 hours → automatic compensation
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